Working together to help your clients access the wealth tied up in the value of their homes.
Refer them to Lifetime Mortgage Partners and they’ll benefit from trusted, specialist advice.
Welcome to Lifetime Mortgage Partners
Lifetime Mortgage Partners professional business-to-business operation is part of Just Compare Retirement, with over 40 years of combined industry expertise.
We work with clients of all shapes and sizes, from a variety of verticals - registered introducers include Accountants, Solicitors, Financial Advisers, Mortgage Brokers, Estate Agents, anywhere in the country - England and Wales, Scotland and Northern Ireland.
Is your client considering unlocking some of the ‘tax free’ financial potential tied up in the value of their home to support finances in later life, as part of their retirement planning?
Start referring straight away without the added compliance and regulatory responsibility – or the requirement to employ people with additional qualifications.
There is no obligation or pressure to go ahead, just solid, honest advice and all of the information your client requires to make an informed decision.
To qualify for equity release, your client must meet the following criteria:
The money can be used for whatever your client chooses, including:

Stay in the home they love and pay of their existing mortgage

See the benefit of gifting money to family with a living inheritance

Clear outstanding debts, if struggling with monthly repayments

Home or garden improvements for a comfortable retirement

Boost their retirement income and enjoy complete financial freedom

Help their family and loved ones through uncertain times

Help their children or grandchildren with a house deposit

Go on a dream holiday or visit their loved ones overseas

Cover the financial shortfall on the purchase of a new family home

Pay for required home adaptations, or fund in-home care

Divorcees looking to split assets or buy out the other party

Buy a new car, motorhome or higher value goods
As a general rule of thumb, the maximum loan to value (LTV) that your client can release by age is as follows:
Please note, the figures used are a ‘rough guide’ of how much your client could release, please contact us to discuss the case further and get an accurate figure.
All plans are subject to a minimum release of £10,000.
Equity Release may involve a lifetime mortgage which is secured against your property. Just Compare Retirement does not offer home reversion plans.
To understand the features and risks, please ask for a personalised illustration.
Our initial recommendation and personalised illustration is free of charge and without obligation - and of course if you decide to go ahead, we're here to help and support you through the process. Only if you choose to proceed and your case completes will Just Compare charge an advice fee, currently not exceeding £1,195.
Equity release requires paying off any existing mortgage. There are no affordability checks, and the loan is usually repaid when the home is sold following death or admission into long-term care. Monthly interest payments can be made to keep the initial amount the same, avoiding any roll up of interest - and with all plans, clients have the flexibility to make repayments or redeem the loan in full.
Equity release will affect potential inheritance and your entitlement to means-tested benefits, both now and in the future.
AGE | LTV |
---|---|
55-59 | up to 32% of the property value |
60-64 | up to 39% of the property value |
65-69 | up to 44% of the property value |
70-74 | up to 49% of the property value |
75-79 | up to 54% of the property value |
80+ | up to 56% of the property value |
We would like to announce a HUGE CONGRATULATIONS to our very own Dennis Kreijns - and issue a massive “Thank you” to all who voted.
As a firm, we are truly humbled and honoured to see Dennis bring this one home!
Find out MoreWhy Choose Us?
We will always deliver the very best customer outcomes
We are a fully transparent, independent equity release referral service - and will always take the best possible care of your clients.
We have access to a broad range of major lenders to make sure that we find the right plan and secure the best rate for your clients.
We are proud to provide a 5-star Gold Trusted Service as voted by feedback from real customers on Feefo Independent Service Ratings.
Our advisers are all fully qualified, FCA regulated and our firm and individual advisers are all members of the Equity Release Council.
We make the process simple for you - and for your clients
Referring couldn’t be easier – all we need is your clients name, age, address and telephone number and we will do the rest for you.
Our expert equity release advice is available in full, over the telephone and if equity release isn't right for your client, we will tell you!
Give your clients access to a broad range of leading lenders, with the lowest possible rates available, and all of the features & flexibility to suit their needs.
We will keep you updated with the progress of your cases regularly and will keep your clients informed every step of the way.
Our team of fully qualified advisers can handle volume!
Add a highly profitable additional revenue stream - with referral fees available, where applicable, on every successfully completed case.
Identify unique opportunities and offer clients a complementary service, allowing you to focus on your core business areas.
Dedicated telephone support to help you develop your knowledge of the equity release market and the opportunities available.
Retain full ownership of your client with our ‘no cross-selling guarantee’ - we always have your client's best interests at heart.
Some of our Partners












Start referring today with ease and confidence
It only takes a couple of minutes to register and make an equity release referral.
If you require any further information, please email us at info@lifetimemortgagepartners.com or - call us free today on: 0800 802 1849 to find out more!
We are available Monday to Friday, 9am - 9pm, and Saturday & Sunday from 10am - 5.30pm. If you get in touch outside of these hours or our lines are busy, please leave a message and we will aim to respond to you as promptly as possible the next working day.